Terms of Service
Please review the following terms carefully. These Terms of Use are a legally binding contract between you and CircleEngage regarding your use of the CircleEngage Technology. If you are not eligible to use the CircleEngage Technology or to agree to these terms, or if you do not agree to these terms, you do not have our permission to use the CircleEngage Technology.
ELIGIBLITY
This Technology is intended for use only by persons who are at least 18 years of age and with sufficient capacity to consent to these Terms of Use. By using this Technology you warrant that you are at least 18 years of age.
SERVICE OVERVIEW
ReadyCareConnect Inc. (DBA CircleEngage) (“CircleEngage”) is a software company that has developed and operates technology tools related to health, health insurance, and related costs (the “CircleEngage Technology”). The CircleEngage Technology has been made available to you through an organization with which you have a relationship.
ADDITIONAL INFORMATION ON SERVICES; LIMITATIONS
The CircleEngage Technology is for general informational purposes only. Our technology compares plans and plan features using publicly available data. We are not selling plans, nor are we a third-party website as defined by the Centers for Medicare & Medicaid Services (CMS). Even though you may elect to connect your Medicare claims data to our service, CircleEngage is not affiliated with or endorsed by the U.S. government or the federal Medicare program. We are not recommended or endorsed by CMS, Medicare, or the Department of Health & Human Services (DHHS). For a complete list of available Medicare plans, please contact 1-800- MEDICARE (TTY users should call 1- 877-486-2048), 24 hours a day/7 days a week or consult www.medicare.gov.
CircleEngage is not a CMS Navigator grantee or a Federally-certified Navigator program.
The CircleEngage Technology is not intended as a substitute for your lawyer, doctor, healthcare provider, financial advisor, or pharmacist. For more information on your Medicare coverage, please be sure to seek legal, medical, pharmaceutical, or financial advice from a licensed professional or telephone Medicare at 1-800-MEDICARE. Nothing on the service should ever be used as a substitute for professional medical advice. You should always consult with your medical provider regarding diagnosis or treatment for a health condition, including decisions about the correct medication for your condition, as well as prior to undertaking any specific exercise or dietary routine.
Our technology does not cover all limits, costs, prices, benefits, terms, or provider networks associated with particular insurance products, nor does CircleEngage control any of these product features. Users of the CircleEngage Technology are encouraged to consult CMS and Medicare resources (available at www.medicare.gov), licensed insurance professionals, insurers, and/or insurance plan documents for current complete terms and requirements associated with those products.
PROHIBITED CONDUCT
Notwithstanding any other rights or restrictions in these Terms of Use, you shall not use this technology to: (1) violate any laws, third party rights, or CircleEngage policies; (2) introduce to this technology or any other computer or technology viruses, worms, Trojan horses, and/or harmful code; (3) invade the privacy of any person or entity; (4) Create a false identity or impersonate any other person, except it shall be permissible to assist a user with operation of the technology on that user’s behalf and with that user’s knowledge and consent; (5) tamper with or obtain access to this technology or any element of the technology; or (6) conduct fraudulent activities;
Further, you shall not (1) manipulate or otherwise display the Technology by using framing, mirroring or similar navigational technology; (2) probe, scan, test the vulnerability of or breach the authentication measures of, this Technology or any related networks or systems; (3) use any robot, spider, scraper, or other automated or manual means to access this Technology, or copy any content or information on this Technology.
PRIVACY POLICY
CircleEngage is dedicated to protecting your personal and medical information. We are required by law to maintain the privacy of protected individual information and to provide you with notice of our legal duties and privacy practices with respect to such information.
Please read CircleEngage’s Privacy Policy carefully for information pertaining to our collection, use, storage, protection, and disclosure of your personal information. The Privacy Policy is incorporated in and part of these Terms of Use.
ACCURACY OF INFORMATION
The information, materials and services offered through the CircleEngage Technology are for general informational purposes only. We attempt to be as accurate as possible when describing our resources and services; however, we cannot guarantee that the content available through the CircleEngage Technology, including, without limitation, the descriptions of the resources and services available through the CircleEngage Technology, is accurate, complete, reliable, current or error-free.
CircleEngage provides communication material for Medicare beneficiaries based on publicly available data. “Communication,” as defined by Medicare, means activities and use of materials to provide information to current and prospective enrollees. Plan information relied upon and used in our communication materials depends on the plan's contract renewal with Medicare and is based on material currently available. Because plan information can change at any time, every beneficiary should check first with a professional advisor, insurer, or Medicare itself to get up-to-date information.
NO WARRANTIES; LIMITATION OF LIABILITY
THESE SERVICES ARE PRESENTED “AS IS.” WE MAKE NO REPRESENTATIONS OR WARRANTIES OF ANY KIND WHATSOEVER, EXPRESS OR IMPLIED, IN CONNECTION WITH THESE TERMS AND CONDITIONS OR THESE SERVICES, INCLUDING WITHOUT LIMITATION WARRANTIES OF MERCHANTABILITY, NON-INFRINGEMENT OR FITNESS FOR A PARTICULAR PURPOSE OR WARRANTIES THAT THE CONTENT AVAILABLE THROUGH THE CIRCLE ENGAGE TECHNOLOGY, INCLUDING WITHOUT LIMITATION DESCRIPTIONS OF THE RESOURCES AND SERVICES AVAILABLE THROUGH THE CIRCLE ENGAGE TECHNOLOGY, IS ACCURATE, COMPLETE, RELIABLE, CURRENT OR ERROR-FREE. FURTHERMORE, WE WILL NOT BE LIABLE FOR ANY DIRECT, INDIRECT, SPECIAL, INCIDENTAL OR CONSEQUENTIAL DAMAGES OF ANY KIND (INCLUDING LOST PROFITS) RELATED TO THESE SERVICES REGARDLESS OF THE FORM OF ACTION WHETHER IN CONTRACT, TORT (INCLUDING NEGLIGENCE) OR OTHERWISE, EVEN IF WE HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.
INDEMNIFICATION
You agree to defend, indemnify and hold us harmless for any loss, damages or costs, including reasonable attorneys’ fees, resulting from any third-party claim, action or demand arising out of or relating to your use of these services.
GOVERNING LAW AND JURISDICTION
These Terms are governed by the laws of the State of New York. You hereby irrevocably consent to the exclusive personal jurisdiction of and venue in the state and federal courts of the State of New York located in the County of New York with respect to any disputes arising out of or relating to your use of these services.
GENERAL TERMS
You acknowledge and agree that these Terms of Use, together with our Privacy Policy, constitute the complete and exclusive agreement between us concerning your use of these services. Nothing contained in this document may be construed as creating any agency, partnership or other form of joint enterprise between us. We reserve the right, in our sole discretion, to change these Terms at any time by posting the changes through the CircleEngage Technology. Any changes are effective thirty (30) days after the posting of such changes through www.circleengage.ai Your continued use of these services constitutes your agreement to all such terms and conditions.
Our failure to require your performance of any provision hereof will not affect the full right to require such performance at any time thereafter, nor will our waiver of a breach of any provision hereof be taken or held to be a waiver of the provision itself. In the event that any provision of this document is unenforceable or invalid under any applicable law or held to be so by any applicable court decision, the remainder of this document will be construed as not containing the particular invalid or unenforceable provision.
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New York, NY 10011